DebtLab

Privacy Policy

Last updated September 23, 2026

This policy explains what information DebtLab ("we", "us") collects when you use this website and our related apps, and how it is used.

Calculator data stays on your device

The numbers you enter into our calculators (balances, rates, payments, answers to the score simulator) are processed entirely in your browser. We do not receive, store or sell them.

Information collected automatically

Like most websites, our hosting provider may log basic technical information such as IP address, browser type, pages visited and the time of your visit. We use aggregated data to keep the site secure and understand which pages are useful.

Cookies and advertising

We may show ads served by Google. Google and its partners use cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visits to this site and/or other sites on the Internet.

You can opt out of personalized advertising by visiting Google Ads Settings, or opt out of some third-party vendors' use of cookies for personalized advertising at aboutads.info. Where required by law (for example in the EEA, UK and some US states), we will ask for your consent before using such cookies.

Affiliate links

Some links on this site are affiliate links. If you sign up for a product through them, we may earn a commission at no extra cost to you. The partner may use cookies to track the referral. Affiliate links are labeled.

Embedded videos

Links to our YouTube videos take you to YouTube, which is governed by Google's privacy policy. We show a thumbnail image instead of an embedded player so no YouTube scripts load until you choose to watch.

Children

This site is intended for adults and is not directed to children under 13. We do not knowingly collect data from children.

Your rights

Depending on where you live, you may have the right to access, correct or delete personal information and to opt out of its sale or sharing. Because our calculators do not collect personal data, there is usually nothing for us to return or delete, but you can contact us with any request.

Changes

We may update this policy. The date at the top shows when it last changed.

Contact

Questions about this policy can be sent through the contact details on our About page.